Unity — AAB Build Format and 64-bit Support
TL;DR at the bottom of this post.
Android App Bundle (AAB) is the new official publishing format for Android, succeeding the APK.
Compared to the traditional APK expansion file, AAB offers smaller file sizes by leveraging Dynamic Delivery, Google Play's new publishing model.
It strips out code and resources unused by each specific device, allowing users to install lighter and more efficient apps.
AAB is supported in Android Studio 3.2+, Unity 2018.3 and 2017.4.17, and Cocos Creator 2.0.9+.

- Below Android 5.0: Play generates multi-APKs server-side
If you are wondering about testing — no need to worry.
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In Unity, just hit Build And Run as shown above, and it installs automatically — no issues there.
Deliver on-demand apps and features with Android App Bundle - Play Console Help
Android Developers
TL;DR: Instead of shipping an APK containing both 64-bit and 32-bit binaries, use the AAB format which automatically selects and installs only the required architecture.